Buying a Vacation Home or Second Property? Let Us Make It a Dream That Feels Grounded.
Whether it is a lake view, a cabin in the woods or a second home in a favourite city, I will help you make it happen, the smart way.
This is not just a getaway. It is a life investment.
There is something deeply special about having a place that is all yours, where you can unplug, gather with family or just breathe.
Here is what I have learned from helping so many clients with second homes: the financing can get tricky, and the plan behind it matters. That is where I come in.
With 25+ years in the financial services industry and personal experience building and designing homes myself, I know how to blend beauty with strategy, so your vacation property works for your life and your long-term financial goals.
Why clients choose me for their second property
A clear, calm, no-pressure approach to what can feel overwhelming
I look at the full picture: income, cash flow and whether the dream fits the plan
I will tell you the truth, even if it means pressing pause
Experience with both vacation homes and second homes (yes, there is a difference!)
I work with your team, your financial planner, accountant and realtor, to make sure every angle is covered
Second home or vacation property: what is the difference?
Second home (not a rental): a place you live in part-time, or a home you are buying for one of your children or a family member
Vacation property: often more seasonal or rural, and may have unique lender requirements
Do not worry. I will help you figure out exactly what you are buying and how it should be structured.
Real Kristi case study
A wonderful couple with a blended family reached out to me about buying a vacation home in the Lakeland area, something they had been dreaming about for years.
After reviewing their finances with their planner, we realized it made more sense to keep their well-performing investments intact and structure a mortgage with plenty of flexibility. They had great income and strong cash flow, so we went that route.
They now have the lake property they have always wanted, and their wealth plan stayed on track. That is what I call a win-win.
My vacation property process (peaceful + purposeful)
1. Book a call
Let us talk about the property, the dream and what this means for your family or future.
2. Map out a financial fit
I will help you see what you qualify for, and what makes sense based on cash flow, savings and life goals.
3. Explore mortgage options
Depending on location, seasonality and use, we will look at lenders who support second homes and vacation property financing.
4. Align the plan with your people
I will work alongside your financial advisor or accountant if needed. This is a team sport.
5. Close confidently
Whether this is your first vacation home or your next, I will handle the approvals, paperwork and digital signing so it feels seamless.
Let us bring the vision to life
You have worked hard. You have built equity. And now you are ready for a space that fills your cup.